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SIP Calculator

Estimate returns on your monthly mutual fund investments.

$
Total Value
$115,019
Est. Returns: +$65,019
Invested Amount $50,000
Est. Returns +$65,019
Inv
Ret
Formula: FV = P × ({(1+i)^n - 1} / i) × (1+i)
Benefits of SIP Investing

Disciplined Saving

SIP enforces a savings habit by automating the investment process every month, helping you build wealth over time without effort.

Rupee Cost Averaging

By investing a fixed amount regularly, you buy more units when prices are low and fewer when prices are high, reducing the average cost.

Power of Compounding

Small investments made regularly over a long period can grow into a substantial corpus due to the compounding effect on returns.

Flexibility

SIPs are highly flexible. You can start with a small amount, pause, or increase your investment amount as your income grows.

Low Entry Barrier

You do not need a large lump sum to begin your investment journey. SIPs allow you to start with small amounts as per your budget.

Goal Oriented

SIPs are an excellent tool for achieving specific financial goals such as buying a house, funding education, or planning for retirement.

How to Use SIP Calculator?

A Systematic Investment Plan (SIP) is the best way to invest in Mutual Funds. Use this calculator to determine how much your monthly investments can grow over a specific period at an expected rate of return.

Simply enter your Monthly Investment amount, expected Annual Return Rate (historically equity funds have returned 12-15%), and Time Period. The calculator will instantly show total wealth you can generate and breakdown between your invested capital and the profit earned.